Escient Financial

Blog categorized as Retirement

What is a Self-Directed IRA and How Does It Work?
Looking to diversify your assets beyond stocks, bonds and mutual funds? Self-Directed IRAs may be right up your alley.
How to Secure Your Retirement
Everyone wants to be comfortable and financially stable as they age. Here are some tips to help you secure your retirement.
2024 Retirement Plan Contribution Limits
Here are the new contribution limits for 401(k), 403(b), and most 457 retirement plans, as well as IRAs, for 2024.
Top 5 Things to Know About a SEP IRA
Own your own business or self-employed? Whether you're going it alone or managing some top-level talent, you may want to consider offering a SEP IRA. Get started with 5 quick facts as you consider this retirement plan option.
How to Make Your Money Last in Retirement 
Whether you're already retired or just beginning to consider your retirement years, the question "Will I outlive my money?" is most likely a top concern.
Common Post-Retirement Mistakes
Avoid turning your golden years until a struggle to survive by avoiding these 6 typical mistakes retirees make when it comes to their finances.
Are You Really Ready to Retire?
There's plenty to consider when determining if you're financially prepared to leave the working world. Consider each of these 5 factors carefully before taking this next step in life.
6 Surprising Retirement Facts No One Tells You About
Retirement is an exciting & validating time but there are many surprising facts that you may not be aware of when planning. Take these 6 things to heart.
Retirement Plan Options for the Self-Employed and Gig Workers
Being self-employed or a gig worker doesn't mean your retirement plans need to suffer. There are many self-employed retirement options that can help with your finances later in life.
9 Ways to Save for Your Retirement Outside of a 401(k)
No company retirement plan? No problem. Here are 9 alternative ways you can still save for your post-work years.

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