Escient Financial

Blog categorized as Debt Management

10 Tips to Aggressively Pay Down Your Debt
10 ways you can aggressively pay down your debt, helping you to get in a better financial position quicker & alleviate stress.
Important Details on Student Loan Relief
Do you qualify for student loan forgiveness? Read more to find out the important details you need to know.
Thinking About Paying Off Your Child's Student Loans? 5 Things to Consider
Paying off your children's student loan debts may help set them up for success, but is it the right financial strategy for you? Here are some things to consider first.
What Is a Credit Bureau & What Data Is Included in Your Credit Report?
Credit bureaus collect data about how you manage your financial obligations. Here’s what you should know about the top bureaus and how they obtain your information.
Avalanche vs. Snowball Debt Repayment
Many individuals hope to pay off their debt, and both the avalanche and the snowball method will help get you there. Learn more about the two repayment options here.
Should You Consider Refinancing Your Mortgage?
To go along with last month's article about mortgage refinancing there is now a handy flowchart that you can use to help you decide if you should refinance your mortgage.
Is Now A Good Time to Refinance Your Mortgage?
You may have noticed mortgage rates have dropped and are probably wondering if you should refinance your mortgage. There are many advantages to refinancing, but since everyone’s situation is different, you should evaluate whether it’s the right thing for you to do.

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