Escient Financial

Blog tagged as Home Purchase

How to Save For a Downpayment
The traditional way to purchase a home is to make a downpayment when financing the purchase with a mortgage. Here are some tips for saving for a downpayment.
Setting Financial Goals
You've probably set some financial goals, but how much progress have you made? Here are some tips on how to set goals that will help you get results:
Are You Buying a Fixer Upper? Here's How to Cover Renovation Expenses
When purchasing a "fixer-upper," you can save on the cost of the home, but what about renovations? If you are looking to cut costs, then consider these 5 tips for covering expenses.
10 Hidden Costs of Buying a Home
Purchasing a new home is exciting - and expensive. Besides the mortgage, prepare yourself to pay these 10 costs that not everyone thinks about.
Could Custodial IRAs Help Young Adults Buy Homes?
Individual retirement arrangements (IRAs) are for retirement saving, right? Absolutely. Is that their only purpose? Not necessarily.
5 Tax Tips for Homeowners
If you're just buying a new home, here are some tax tips that can help you get the most out of your tax return. Existing homeowners, may find value in some of these tips as well.
Loans 101 For First-Time Homebuyers: What Is a Mortgage and How Does It Work?
Do you really need to put 20% down to buy a house? We've got the answer to this common question plus everything you need to know about mortgages as you begin your house hunt.
Tax Planning in Turbulent Times Part 3: Tax-Wise Financial Planning
Tax planning isn’t just for your investments. Life happens. Often, we cannot predict its next moves, but it's possible to weave each event into the tax-planning fabric of your financial life.
How Much Do You Need to Buy a House?
If you’ve decided to buy a home, there are many out-of-pocket fees, as well as long-term costs beyond the price of the home itself. Read this article to gain a better understanding of how much money you’ll actually need to become a homeowner.
What a Financial Planner Can Do For You
Financial planner. Financial advisor. Investment advisor. Investment manager. You may be wondering what they are and how they’re different. And most of all, you may be wondering what they can do for you and if you should have one.

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