Escient Financial

Blog tagged as Home Equity

Reviewing Your Homeowners Insurance
The language of homeowners insurance can be confusing, but it needn't be. Here's an explanation of common terms and coverage to make it easy for you to understand your policy.
The 80/20 Rule In Homeowners Insurance
It's important to make sure your insurance policy covers at least 80% of the replacement cost of your home, and it's not just because your mortgage lender may require it.
How Much Do You Need to Buy a House?
If you’ve decided to buy a home, there are many out-of-pocket fees, as well as long-term costs beyond the price of the home itself. Read this article to gain a better understanding of how much money you’ll actually need to become a homeowner.
Is Now A Good Time to Refinance Your Mortgage?
You may have noticed mortgage rates have dropped and are probably wondering if you should refinance your mortgage. There are many advantages to refinancing, but since everyone’s situation is different, you should evaluate whether it’s the right thing for you to do.

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