Escient Financial

Blog tagged as Debt

8 Step Summer Financial Checkup 
If you find yourself with a bit of extra time on your hands in the upcoming months, you may want to use this time to check in with your family’s finances.
Financial Lessons from Famous Dads
From saving and investing to practicing good money habits, here are some of the best financial lessons from famous fathers.
How to Calculate Your Net Worth & Why It Matters
Net worth is just one part of your financial picture, but it’s a good diagnostic to know. Learn more about how to calculate your net worth and why it matters.
Thinking of Investing During the Market Downturn? Consider These 5 Things First
The market downturn could be a beneficial opportunity for some investors. Should you be taking advantage of today's bear market?
January Is National Financial Wellness Month
January is Financial Wellness Month. Here are some tips on how to evaluate and improve your financial wellness.
Avalanche vs. Snowball Debt Repayment
Many individuals hope to pay off their debt, and both the avalanche and the snowball method will help get you there. Learn more about the two repayment options here.
5 Tips to Cut Unnecessary Monthly Expenses and Bills
Looking to save some money? Shave off those extra expenses that you actually can live without with these 5 tips.
Debt After Death: Protecting Your Estate and Heirs
When it comes to our inevitable death, chances are we’re all going to have at least a little bit of debt. Creditors are entitled to payment of these debts, regardless of someone passing or not.
Avoiding Probate And Why You Might Want To
Many people don't understand what probate is, and that isn’t necessarily a bad thing. Probate is the legal process by which a will is validated. If there’s no will, it’s the legal process of settling a person’s affairs.
Loans 101 For First-Time Homebuyers: What Is a Mortgage and How Does It Work?
Do you really need to put 20% down to buy a house? We've got the answer to this common question plus everything you need to know about mortgages as you begin your house hunt.

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