Escient Financial

Blog by Mike Halper, CFP®, MPAS®, SE-AWMA®, CDAA, CBDA

How Does an Umbrella Insurance Policy Work?
An umbrella insurance can extra peace of mind, but what is it and what does it cover? Find out here.
5 Entertaining Movies that Can Teach You a Thing or Two About Money
Ready to take a break and settle in with some movies? Here are 5 movies that not only entertain you but teach you a couple money lessons at the same time.
Traditional vs Roth IRAs: Which is Better for You?
When choosing between a traditional IRA and a Roth IRA it's important to look at the key differences between them.
How to Save For a Downpayment
The traditional way to purchase a home is to make a downpayment when financing the purchase with a mortgage. Here are some tips for saving for a downpayment.
How to Secure Your Retirement
Everyone wants to be comfortable and financially stable as they age. Here are some tips to help you secure your retirement.
Should Your Financial Planner be Local? Deciding Between Virtual & In-Person Financial Advice.
You may think you need to choose a financial advisor in your local area, but there are a lot of reasons not to limit your choices. Here are some factors to consider first when weighing your options.
When and How to Update Your Retirement Plan
Setting up a retirement strategy is one thing, but when and how do you adjust it?
10 Rules to Live by to Achieve Financial Independence
If you want to achieve financial independence here are 10 rules you can follow to help you get there.
6 Common Pre-Retirement Mistakes that Cost Dearly
Even with a good income, there are some big mistakes that can foul up your retirement, and the effects may not be realized until it’s too late.
Tips to Avoid Getting Emotional About Your Investments
Whether you’re new to the stock market or a seasoned investor, it can be hard to keep your emotions in check. Follow these tips to avoid getting emotional about your investments.

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